Ngaba into yokukhusela umlilo ikhuselekile kwaye ixabisa imali?

Omnye umbuzo esihlala siwuva kwaye ubuzwa ngabathengi okanye abantu ngokubanzi kukuba ingaba aUkhuseleko lomliloiyabiza kwaye ixabisa imali.Ngokwenyani, impendulo yalo mbuzo inokwahlulwa ibe ngamacandelo amabini ahlukeneyo kodwa omabini ayazalana.Njenge-perquisite, sonke siyaqonda ukuba kuluntu lwanamhlanje, kukho izinto ezixabisekileyo kunye nezinto ezibalulekileyo ezifuna ukukhuselwa, nokuba zivela kwisiqhelo sobusela okanye kwingozi engalindelekanga yomlilo okanye iingozi zamanzi.Ngezantsi sidwelisa ezinye izizathu zengqondo kunye nezizathu ezisebenzayo zokuphendula umbuzo owenzayoibhokisi ekhuselekileyo engenamliloutyalo-mali ongayi kuzisola ngalo.

 

Ukusetyenziswa kwenkcitho

I-Utility ligama lezoqoqosho elinxulumene nokwaneliseka umntu akufumanayo ngokutya okulungileyo okanye inkonzo (okanye ngokwemiqathango yabantu, indlela owonwabe ngayo xa uthenga into).Ke ixesha elininzi, xa abantu bechitha ukonwabela nje ukutya okanye ukuzonwabisa, eyona ndlela yoyilo lwemali inokuba phezulu kakhulu kunento abanokuyichitha kwindawo ekhuselekileyo engenamlilo kuba bafumana into eninzi eluncedo kulonwabo ngelixa indawo ekhuselekileyo engenamlilo inokuba phezulu. ayiboneleli ngelaa nqanaba lifanayo lokwaneliseka de lithintele ilahleko kwingozi.Nangona kunjalo, umntu kufuneka aqwalasele ukuzisola onokuba nakho ukuba ingozi itshabalalisa ngokupheleleyo izinto zakho zexabiso kunye namaphepha abalulekileyo.Ukuba ufuna umlilo uyeza, ke usetyenziso luya kuba phezulu kakhulu xa uthenga aUkhuseleko lomlilo.Ke ngoko, isisefu esingatshiyo asibizi kwaphela, KUBONWA kubiza kakhulu kuba awuyonwabeli into eluncedo kwangoko.

 

Utyalo-mali aluyondleko

Ibhokisi ekhuselekileyo engatshiyo ayiyondleko.Kufuneka kuthathwe njengotyalo-mali njengoko into isetyenziselwa ixesha elide.Njengoko izinto zakho zikhula ngexabiso, ngokunjalo nexabiso lezinto eziya kukwazi ukukhusela isisefu sakho.Ke ngoko, ukhuseleko lulonke lubonelela ngogcino oluxabisayo ukukhusela okona kubaluleke kakhulu.Kwangaxeshanye, ukuba ujonga i-over outlay ye-fireproof ekhuselekileyo ngexesha lokuphila kwayo (nokuba ufuna entsha okanye imfuno yakho yendawo yokugcina igqithise umthamo), inokuba ngaphantsi kwekomityi yekofu ngosuku, ukuba akukho ngaphantsi kweqhekeza lelekese.

 

Ukuthintela kungcono kunokuzisola

Enye yeemvakalelo ezimbi ngokwasengqondweni kukuzisola.Oku kungenxa yokuba yimvakalelo eyenzekayo xa isiphumo singeyiyo into ayifunayo okanye xa ubani ebangele ilahleko enkulu kodwa umphumo okanye ilahleko yayinokuthintelwa ukuba baye bathatha inyathelo.Kukho ithuba lokuba isikhuselo sakho esingatshiyo singaze singene emlilweni (nto leyo ilungile njengoko ithetha ukuba awunangozi), kodwa ukuba awuyifumananga kwaye ulahlekelwe zizinto zakho zexabiso ngexesha lomlilo, uya kuba nengxaki enkulu. Imvakalelo yokuzisola ngokungayifumani phambi komlilo xa unethuba.Ngoko ke, ukulungiswa kunye nokukhuselwa, ukuthatha inyathelo lokukhusela kusoloko kungcono kunokushiya ithuba lokuba into enokuthi yenzeke kodwa ube nokuzisola ngokupheleleyo okungazange kuhambe ubomi bakho bonke ukuba kwenzeka ingozi.

 

Imali ekhutshwayo yokhuseleko olungatshiyo incinci kakhulu xa ibekwe kwimbono kwaye ayibizi konke konke, ngakumbi kwezi ntsuku xa kukho iindlela ezahlukeneyo zokukhetha ngokuxhomekeke kuhlahlo lwabiwo-mali kunye neemfuno.Ukhuseleko olufumanayo luxabisa yonke ipeni oyisebenzisileyo njengokhuseleko olungabonakaliyo lukhulu.NgeGuarda Safe, singumthengisi oqeqeshiweyo wokuvavanywa ngokuzimeleyo kunye nokuqinisekiswa, umgangatho woMlilo kunye neBhokisi eliKhuselekileyo elingenaManzi kunye neBhokisi.Kuluhlu lwethu, unokufumana enye enokunceda ukukhusela okona kubaluleke kakhulu, nokuba kusekhaya, iofisi yakho yasekhaya okanye kwindawo yeshishini kwaye ukuba unombuzo, zive ukhululekile ukuqhagamshelana nathi.


Ixesha lokuposa: Apr-18-2022